Motor Car Comprehensive Insurance

Life, Accident & Health
Family Insurance
Fire Insurance
Vehicle Insurance
HMO

Provides financial assistances in case of loss or damages on motor vehicle owned by the Cooperative Members and it also covers the property damage, theft and acts of nature such as flood.

For more info please contact Mrs. Rulyn A. Vargas or call +639203632767

Amount fo Insurance (Php)
Own Damage/Theft
Premium
Gov't Tax
Annual Premium
Light Car, Multi-Cab, Jipney, Sedan
(Age of Vehicle: not over 10 years):
per ₱ 100,000.00 Coverage
₱ 2,500.00
₱ 68.75
₱ 2,568.75
Medium Car, AUV, SUV, Van, Pick-up
(Age of Vehicle: not over 10 years):
per ₱ 100,000.00 Coverage
₱ 2,500.00
₱ 68.75
₱ 2,568.75
Motorcycle (OD only, No Theft)
(Age of Vehicle: not over 5 years):
per ₱ 100,000.00 Coverage
₱ 2,500.00
₱ 68.75
₱ 2,568.75

Thrid Party Liability – Property Damage:

The company will pay all sums necessary to discharge liability of insured with respect to Damage Property in an accident caused by or arising out of the use ot the scheduled vehicle or in connection with loading or unloading of the schedult vehicle.

 
Coverage
Light
Medium
Heavy
₱ 50,000.00
₱ 975.00
₱ 1,050.00
₱ 1,200.00
₱ 100,000.00
₱ 1,095.00
₱ 1,170.00
₱ 1,290.00

Voluntary Third Party Liability – Bodily Injury:

This is the part of the policy that covers liability of the insured which are not covered under Section 1 because of the limits in the schedule

 
Coverage
Light
Medium
Heavy
₱ 50,000.00
₱ 195.00
₱ 225.00
₱ 345.00
₱ 100,000.00
₱ 270.00
₱ 345.00
₱ 465.00

Auto Passenger Accident

 
Accidental Death
Accidental Medical Reimbursement
Accident Burial Benefits
Annual Premium
₱ 25,000.00
₱ 2,500.00
₱ 225.00
₱ 345.00
₱ 100,000.00
₱ 270.00
₱ 345.00
₱ 465.00

Thrid Party Liability – Property Damage:

  • In the event of the memeber’s death while this policy is in force. The amount of insurance as shown on the above schedule of benefits will be payable.
 
COVID 19 Death Benefits:

  • In the event of the member’s death is caused by COVID 19, an additional benefit will be given as shown on the above schedule benefit.
 
TELEHEALTH Consultation:
 
  • Available 24 hours a day, 7 days a week.
  • No internet connectivity required.
  • Easily accessed – via SMS / Facebook / InsurTech App / Enail.
  • Health information easily accessed by doctors for future follow-ups.
  • Prescription, medical certificates, and laboratory requests available.
 
Eligibility:
 
  • Must be an active member of the cooperative.
  • 18 – 60 years old.
  • In good health, mentally competent and physically able.
  • Minimum of 25 Members
  • Contestability period for pre-existinbg illness is one (1) year.
 
Basic CLAIMS Requirments:
 
  1. Endorsement Letter from the cooperative
  2. Death Certificate (Original or Certified true copy from the original duly signed by the Local Civil Registrar)
  3. Proof of Beneficiaries (Marriage Certificate or Birth Certificate of Children, etc.)
  4. Police Report or Affidavit of Eye Witness original copy (For accident claim)
  5. Claimant Statement
  6. Identification
  7. Attending Physical Statement (If died in the hospital) or Barangay Certificate or Investigative Report starting he place of death (If died at home)
  8. Proof of Remittance and Payment from the cooperative.
  9. COVID 19 Positive Medical Test Result for COVID 19 Death Benefit.
 

OUR Staff

Rulyn Vargas

Rulyn Vargas

CAC Head-Incharge
Jay-u Mendros

Jay-u Mendros